 INSURANCE RAA |
     |
|
| How do I file an insurance claim? |
|
|
Ask yourself before and when you file a claim following question: Before You File a Claim Be sure you know the answers to these questions before you have to file a claim: 1. How much liability insurance do you have? This coverage pays for damage you cause to another vehicle or injuries to other people. 2. Does your state have no-fault insurance? What coverages does it provide? (See No-Fault Insurance.) 3. What is the deductible for your collision and/or comprehensive coverage? When You File a Claim If your car is involved in an accident, if it is damaged by fire, flood or vandalism, or if it is stolen, here are the steps to filing an insurance claim: 1. Phone your car insurance company or local company representative. Do it as soon as possible, even if you're far from home and even if someone else caused the accident. Ask your company how to proceed and what forms or documents will be needed to support your claim, such as medical and auto repair bills and a copy of the police report. 2. Supply the information your insurer needs. Normally, written notice of the accident or loss must be given to your insurance company as soon as it is reasonably possible. The notice should have: your name the names and addresses of all persons involved the hour, date, place and facts of the accident or loss, and the names and addresses of witnesses Cooperate with your insurance company in its investigation, settlement or defense of any claim, and turn over to the company immediately copies of any legal papers you receive in connection with your loss. Make sure you keep the originals. Your insurer will represent you if a claim is brought against you and attempt to resolve that claim or defend you if you're sued according to the terms and conditions of your policy. 3. Keep records of your expenses. Expenses you incur as a result of an automobile accident may be reimbursed under your policy. For example, a no-fault insurance policy will usually pay your medical expenses, and possibly other costs such as lost wages or at least part of your costs if you have to hire a temporary housekeeper. 4. Keep copies of your paperwork. 5. Try to remember, each state has its own laws governing the claims process. If you have any questions, call your agent, company representative or your state insurance department. Article by: Insurance Finder Tags: file insurance claim how to file an insurance claim file an insurance claim how to file insurance claim file auto insurance claim file insurance claims file an auto insurance claim how to file insurance claims should i file an insurance claim when to file an insurance claim file car insurance claim how to file an auto insurance claim how long do you have to file an insurance claim should i file an auto insurance claim how to file auto insurance claim how long to file insurance claim how to file a insurance claim file a claim insurance how long do i have to file an insurance claim how to file a car insurance claim when to file an auto insurance claim how to file a life insurance claim file a life insurance claim file health insurance claim file a title insurance claim file life insurance claim file a claim auto insurance file home insurance claim file a car insurance claim filing insurance claims filing insurance claim insurance claims filed insurance car nationwide insurance chubb insurance hartford insurance cheap insurance dental insurance travel insurance co insurance medical insurance commercial insurance insurance companies underwriting insurance workers compensation insurance liability insurance insurance quotes health insurance policy claim homeowner insurance claim fire insurance claim homeowners insurance claim no fault claim collision insurance claim life insurance tesco insurance home insurance claim claim liability insurance casualty premium insurance broker insurance claim companies new jersey insurance business insurance claim property insurance claim motor insurance vehicle insurance claim insurance quote general insurance healthcare insurance group insurance health care insurance company insurance accident claim agency insurance insurance agent american insurance fraud claim auto claim car claim health care claim texas claim insurance policy insurance policies uk insurance insurance mutual insurance agents insurance coverage florida claim |
|
United States of America insurance: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.
Powered by Google.com