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Clements International insurance

The leading provider of expatriate auto, health, property and business insurance.

ONE World

You’re a citizen of the world and your expectations of an insurance company remain the same whether you’re in New York, Singapore or Yaounde.

ONE Solution

Peace of mind is knowing that you’re protected. You need seamless insurance coverage —  a policy that‘s looking out for you even when you can’t.

ONE Company

Since 1947, Clements International has been providing innovative insurance solutions to the expatriate community. From personal property and automobiles to business and health, we have the insurance solution to meet all of your needs, no matter where you are in the world.

Our reputation for dependable customer service and superior claims response has allowed Clements to remain the preferred insurance provider of expatriates and their businesses.


We offer insurance protection anywhere in the world.

Coverage is available in Afghanistan, Albania, Algeria, American Samoa, Angola, Antigua, Armenia, Argentina, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bolivia, Bosnia, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cambodia, Cameroon, Canada, Cape Verde, Cayman Islands, Central African Republic, Chad, Chile, China, Colombia, Comoros, Conga, Costa Rica, Cote D’ Iviore, Croatia, Cyprus, Czech Republic, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Ethiopia, Fiji, Finland, France, French Caribbean, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Holy See, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Iraq, Ireland, Israel, Italy, Ivory Coast, Jamaica, Japan, Jerusalem, Jordan, Kazakhstan, Kenya, South Korea, Kosovo, Kyrgyz tan, Kuwait, St. Lucia, Laos, Latvia, Lebanon, Lesotho, Liberia, Lithuania, Luxemburg, Macedonia, Madagascar, Malawi, Malaysia, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Mongolia, Montenegro, Morocco, Mozambique, Namibia, Nepal, Netherlands, Netherland Antilles, New Zealand, Nicaragua, Niger, Nigeria, Norway, Oman, Pakistan, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Russia, Rwanda, Saipan, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovak Republic, Slovenia, Solomon Islands, Somalia, South Africa, Spain, Sri Lanka, St. Kitts, St. Lucia, St. Maarteen, Sudan, Suriname, Swaziland, Sweden, Switzerland, Syria, Tahiti, Taiwan, Tajikistan, Tanzania, Thailand, Togo, Trinidad, Tobago, Tunisia, Turkey, Turkmenistan, Uganda, Ukraine, United Arab Emirates, United Kingdom, Uruguay, Uzbekistan, Venezuela, Vietnam, Vojvodina, Western Samoa, Yemen, Western Samoa, Yemen, Zaire, Zambia, Zimbabwe.

Our Portfolio of Worldwide Coverage

Business Insurance

  • Commercial Property
  • Worldwide Auto
  • Transit/Cargo
  • General & Professional Liability
  • Directors & Officers Liability
  • Workers Compensation
  • Salary Continuation
  • Evacuation & Repatriation
  • Kidnap & Ransom

Personal Insurance

  • Automobile
  • Personal Property
  • Rental Property Package
  • Homeowners Insurance
  • Renters Insurance
  • Personal Umbrella

Life & Health Insurance

  • Group & Individual Programs
  • Term Life Insurance
  • Whole Life Insurance
  • Specialized Health Programs
  • Disability/Long-Term Care

Types of insurance: Expatriate Insurance

Founded: 1947

Headquarters: New York

Web site: www.clements.com

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