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Group Health Incorporated (HGI)

Affordability and innovation. They are why so many businesses of all types and sizes choose GHI.

GHI (Group Health Incorporated) was established in 1937 as Group Health Association of New York, a small health cooperative with a handful of subscribers and premiums of less than $2000. Over the years, Group Health Association of New York was successively called Cooperative Health Association of New York, Group Health Cooperative, Group Health Insurance and, since 1971, Group Health Incorporated.

Today, GHI is the largest not-for-profit health insurance company in New York State, offering a full range of medical, hospital, dental, mental health, vision and prescription drug plans. We currently provide services for more than 2.6 million individuals.

A heritage of innovation

Throughout our existence, GHI has pioneered many of the programs that are now standard in the health insurance field. Nationwide, we were the first health services corporation selected as the single nationwide administrator for Coordination of Benefits (COB) for Medicare. And in New York State, GHI was the . . .

* First not-for-profit medical insurance carrier to be incorporated;
* First medical insurance carrier to offer paid-in-full benefits regardless of patient income;
* First to cover preventive medicine, such as annual physical exams and well-baby care;
* First to cover in-hospital medical care;
* First to provide paid-in-full benefits for out-of-hospital diagnostic x-ray and laboratory tests performed by participating doctors;
* First to cover out-of-hospital psychiatric care;
* First to institute a voluntary second surgical consultation program to eliminate unnecessary surgery and upgrade surgical care;
* First independent voluntary health insurance carrier designated by the Social Security Administration to function as a Medicare Part B carrier; and
* First to include an Employee Assistance Program (EAP) benefit for small groups.

At GHI, we have a single overriding mission: to provide affordable, quality health care to all New Yorkers. Since our company was founded in 1937, our entire business has been based on commitment to service, partnership with healthcare providers, and presenting our members with informed choices.

GHI's emphasis on quality and prompt, responsive service has stood the test of time. We have always been an innovator in health insurance. In fact, many of today's most popular, affordable health insurance models were pioneered here. And we continue to develop affordable model health insurance programs to meet the needs of our customers.

Today, GHI and GHI HMO, our wholly owned subsidiary, provide health coverage and administrative services to more than 2.6 million individuals, including active employees, their dependents, and retirees. Our comprehensive selection of  flexible, tiered plans and cost-sharing options make it easy for employers to design the best health insurance program for their employees at the best possible price.

Types of insurance: Health insurance

Founded: 1850

Headquarters: 441 Ninth Avenue New York, NY

Web site: http://www.ghi.com

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