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Long-term care involves a variety of services for people with a prolonged physical illness, disability or cognitive disorder. Long-term care is not one service, but various different services aimed at helping people with chronic conditions compensate for limitations in their ability to function independently. Long-term care differs from traditional medical care in that it is designed to assist a person to maintain his or her level of functioning. Traditional medical care or service is designed to rehabilitate or correct certain medical problems that the individual experiences. Types of Long-Term Care Following are brief descriptions of the major types of long-term care: Nursing homes offer care to people who cannot be cared for at home or in the community. They provide skilled nursing, rehabilitation services, meals, activities, assist with daily living, and supervision. Many nursing homes also offer temporary or periodic care. Assisted living provides 24-hour supervision, assistance, meals, and health care services in a home-like setting. Services include help with eating, bathing, dressing, toileting, medicine, transportation, laundry, and housekeeping. Social and recreational activities also are provided. Home care can be given in your own home by family members, friends, volunteers, or paid professionals. This type of care can range from help with shopping to nursing care. Some short-term, skilled home care (provided by a nurse or therapist) is covered by Medicare and is called home health care. Another type that can be given at home is hospice care for terminally ill people. Community services are services that can include adult day care, meal programs, senior centers, transportation, and other services. These can help people who are cared for at home-and their families. For example, adult day care services provide a range of health, social, and related support services in a protective setting during the day. This can help adults with impairments such as Alzheimer's disease continue to live in the community. This can also provide a necessary break for those friends or family members who provide majority of the care and support for the individual. Supportive housing programs offer low-cost housing to older people with low to moderate incomes. The Federal Department of Housing and Urban Development (HUD) and State or local governments often develop such housing programs. A number of these facilities offer help with meals and tasks such as housekeeping, shopping, and laundry. Residents usually live on their own. Continuing care retirement communities (CCRC) provide a range of services and care based on what each resident needs over time. Care usually is provided in one of three main stages: independent living, assisted living, and skilled nursing, depending on the situation. Article by: Insurance Finder Tags: long term care insurance long term care insurance prices about long term care insurance insurance for long term care long term care insurance 2007 long term care insurance price long term care insurance reviews top long term care insurance long term care insurance training how to buy long term care insurance long term care insurance news long term care insurance review long term care insurance worth it long term care insurance articles alternatives to long term care insurance long term care insurance guide why long term care insurance long term care insurance problems long term care insurance program need for long term care insurance long term care insurance partnerships a guide to long term care insurance long term care insurance definition long term care insurance information long term care insurance questions should you buy long term care insurance long term care insurance new york buy long term care insurance long term care insurance rates long term care insurance conference long term care insurance market long term care insurance rating long term care insurance rate long term care insurance policies long term care insurance jobs need long term care insurance government long term care insurance long term care insurance premiums long term care insurance coverage long term care insurance policy tax deductibility of long term care insurance long term care insurance necessary long term care insurance consumer long term care insurance companies ratings of long term care insurance ratings for long term care insurance top long term care insurance companies long term care insurance tax long term care insurance tax deductible the best long term care insurance ltc insurance long term care policies long term care premiums ltci long term care policy long term insurance |
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