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• Why Should I Buy Life Insurance
• How Much Life Insurance Do I Need
• What Are The Principal Types Of Life Insurance
• How Should I Choose What Type Of Life Insurance To Buy
• What Are The Types Of Term Insurance Policies
• Do I Need Life Insurance
• Which Type Of Life Insurance Is Best For Me
• Permanent Or Whole Life Insurance
• Variable Life Insurance
• Universal Life Insurance
• Universal Variable Life Insurance
  

Universal life insurance provides permanent protection for your dependents and is more flexible than whole or variable life.

What it does

It pays a death benefit to the beneficiary you name and offers you a low risk cash value account and tax deferred accumulation.

It allows you to earn market rates of interest on your cash value account.

It offers the right to borrow or withdraw from the policy during your lifetime.

It allows you premium flexibility.

It offers face amount flexibility.

What it doesn't do

It doesn't offer you the account flexibility to invest in separate accounts such as money market, stock, and bond funds.

It doesn't allow you the account flexibility to split your money among different accounts or to move your money between accounts.

Article by: Insurance Finder

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